Japan Post Bank by Akira Uno

Author:Akira Uno
Language: eng
Format: epub
ISBN: 9789811514081
Publisher: Springer Singapore

Even though the role of government-affiliated financial institutions is to complement the private sector, management and headquarters saw the crisis response loan program as a competitive weapon and used it to maintain and expand profits as well as their operating foundation.

Management at Shoko Chukin Bank and its headquarters encouraged employees to make crisis loans, even if customers were not eligible, by doctoring the loans to make it look like they were. Employees were under immense pressure to meet quotas and management turned a blind eye to their malfeasance. Management’s attitude lowered any psychological barriers employees had about committing fraud, resulting in plummeting concern for compliance.

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